BillMatrix Corporation provides electronic bill payment services for companies in the utility, telecommunications and financial services industries. The company acts as an outsourcer, integrating its Internet and interactive voice-response payments solutions with its clients' accounting systems to offer real-time account postings. By offering the option of paying electronically, end-customers derive the following benefits: (i) convenience - the ability to pay bills via phone of Internet; (ii) control - the ability to decide when a bill is paid; and (iii) confirmation - immediate knowledge that the payment was received and is reflected in one's account.